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HSBC Credit Cards Spend-Based Festive Offer

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HSBC Bank has launched spend-based promotions and festive offers for its credit card holders in celebration of the upcoming festive season. Unlike many card issuers that offer reward points or vouchers for spending milestones, HSBC is providing unique rewards, including vouchers and the chance to win an Apple iPhone 16 Pro. Cardholders can earn rewards of up to ₹3 lakh by making substantial purchases during this period. For those who prefer to spend less, there are also Amazon vouchers worth ₹10,000 available for spending ₹5 lakh during the promotion. Enrollment is necessary to qualify for these rewards.

Offer Period: October 19, 2024, to December 19, 2024 (inclusive)

Festive Offer Details

MakeMyTrip Voucher Worth ₹3 Lakhs

Customers who spend a minimum of ₹25 lakh between October 19 and November 18, 2024, and another ₹25 lakh between November 19 and December 19, 2024, will be eligible to win a ₹3 lakh MakeMyTrip voucher.

Win an Apple iPhone 16 Pro

Eligible customers can win an Apple iPhone 16 Pro (128 GB) by meeting the following spending criteria:

  • Spend ₹15 lakh between October 19 and November 18, 2024.
  • Spend ₹15 lakh between November 19 and December 19, 2024.

Those who meet both spending requirements will be entered to win. Availability of color options for the iPhone may vary.

Amazon Vouchers Worth ₹10,000

All HSBC credit cardholders who spend a minimum of ₹5 lakh from October 19 to December 19, 2024, will qualify for a ₹10,000 Amazon voucher.

Terms and Conditions

  • Spending on add-on cards will count towards the primary cardholder’s total eligibility.
  • Spending across multiple credit cards cannot be combined to meet the offer criteria.
  • Rewards will be fulfilled by March 31, 2025.
  • Cardholders must register during the offer period, either by texting HFEST to 575750 from their registered mobile number or by clicking the registration link in the offer email.

Also read | ₹1,000 INSTANT DISCOUNT AT TRUEFITT & HILL WITH AMEX GOLD AND PLATINUM CARDS

Excluded Categories

The following transactions do not qualify for this festive offer:

– Collection Agencies (MCC 7322)

– E-Wallets (MCC 6540)

– Gambling (MCC 7995)

– Insurance (MCC 6300 and 5960)

– Real Estate Agents and Managers (MCC 6513)

– Money Transfers (MCC 4829)

– Lodging (MCC 7012)

While HSBC Bank has introduced a variety of offers, many require significant spending power, making them less accessible for average users during the festive season. In contrast, high-net-worth individuals can easily benefit from these promotions.

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