For customers who would rather not pay an annual fee, American Express’s Blue Cash Everyday Card has long been an excellent option for purchases at supermarkets and petrol stations. American Express unveiled major enhancements to the card today, including new monthly benefits and modifications to its bonus points categories.
When compared to its sister card, the Blue Cash Preferred Card, which has an annual charge but provides enough value to easily make up for it for many cardholders, the Blue Cash Everyday Card has always delivered reasonable rewards but has never really distinguished out. However, the Blue Cash Everyday currently provides disproportionate value that is hard to pass up.
New Benefits of the Blue Cash Everyday Card:
The card used to provide 3% cash back on purchases made at US supermarkets up to $6,000 (after that, 1%), 2% cash back at US petrol stations and some US department shops, and 1% cash back on all other purchases.
The Blue Cash Everyday Card now provides the following:
- 3% cash back on purchases made at US supermarkets up to $6,000 per year (after that, 1%).
- 3% cash back on U.S. online retail purchases up to $6,000 per calendar year (after that, 1%).
- 3% cash back on purchases made at US petrol stations up to $6,000 per calendar year (after that, 1%).
- For every other purchase, earn 1% cash back.
With the improved bonus rate for U.S. online retail sales and the enhanced rate for U.S. petrol station purchases, cardholders can easily make up for the loss of bonus cash back on certain department store purchases. The fact that American Express hasn’t increased the number of redemption alternatives is the only drawback. Your sole choice is a statement credit, even though there is no minimum redemption amount.
Although American Express’s enhancements to the card’s rewards programme are noteworthy in and of itself, many customers might find that the additional features of the card provide much greater value:
Home Chef Credit: Cardholders can receive credits worth up to $180 in annual salary for online meal kit purchases from Home Chef, with monthly maximums of $15.
Disney Bundle credit: If you spend $13.99 or more a month on a qualifying subscription to the Disney bundle, which includes Disney Plus, Hulu, and ESPN+, you’ll receive up to $84 in statement credits per calendar year. Monthly statement credits equal to that amount are $7.
You might receive up to $264 in value annually just from these two benefits. Nevertheless, the statement credits are insufficient to pay for your entire monthly subscription with either company. Therefore, you shouldn’t sign up for these subscriptions just because your card offers statement credits; instead, it can make sense to utilize the card to obtain a monthly discount if you’re not currently paying for them.
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